A quick insurance question if you don't mind! Apologies for the newbie questions!

I have just purchased a 1965 ish Puck. Can anyone give me an idea about insurance please.

I guess I need theft cover and then also cover for road use whilst being towed.

Are they two separate policies or once informed will the car insurance company cover me for both van and car should I be involved in a collision?

Also, what happens should my car breakdown - how is the Puck covered for recovery purposes on insurance?

Many thanks

In most cases, your car insurance will cover you for liability when towing (but do check it!) but it won't cover for loss or damage to the caravan in an incident. You will need separate cover for that. As far as breakdown cover is concerned, you will need to check with your exising provider. Caravan club do a dual recovery plan which will take you to your holiday destination and back if you break down.

We are with the C&CC RAC Arrival for breakdown etc, inc car and van and on continent
Saga is good for van insurance, we find

Thanks! I will tow my Puck with a 1971 VW camper van and at first glance of the insurance documents it seems, as you say, that the policy does cover me for third party risks in the event of a collision.

So it seems that I need to purchase some kind of cover for theft and then check for breakdown cover.

I do like the idea of getting one policy that would cover me for recovery of both the VW & the Puck for UK and European trips.

I was chatting to owners of a large motorhome whilst holidaying in France last year (on a site recommended by good folks on this very forum as it happens!!). Their motor home suffered a gear box failure at the beginning of a 6 week vacation touring different sites. They broke down on the first night but one phone was all that was required to have the van taken several hundred miles to their first campsite, alternative accommodation arranged, van taken away, repaired at their cost and then returned so they could continue as planned. Good insurance I reckon!! I think it was a caravan club recommended policy??

Any other recommendations?

Quote: Julesx wrote in post #4

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I was chatting to owners of a large motorhome whilst holidaying in France last year (on a site recommended by good folks on this very forum as it happens!!). Their motor home suffered a gear box failure at the beginning of a 6 week vacation touring different sites. They broke down on the first night but one phone was all that was required to have the van taken several hundred miles to their first campsite, alternative accommodation arranged, van taken away, repaired at their cost and then returned so they could continue as planned. Good insurance I reckon!! I think it was a caravan club recommended policy??

Any other recommendations?

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Quote: Tomored wrote in post #5

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Quote: Julesx wrote in post #4

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If it was the Caravan Club then they where with Red Pennant insurance and I can vouch for them. I have had to use them twice, ( in about forty odd years,) and as you say they were marvelous. First time in France, water pump broke, one phone call and the repairer was there within half an hour, we were away again by 3.30 next day. Second time in Spain engine sized up, again one phone call and all the hard stuff was taken out of my hands for the next ten days, and I was kept informed of the progress of the work, help was also given to me me to pay the bill, over £3000. I would never go away without them.

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For breakdown cover I use the caravan club Mayday I also use the caravan club insurance.

Mayday breakdown benefits
Dual recovery
If you break down on your way to a site and your car can’t be fixed they will take you to your holiday destination and back home again

No size, weight or vehicle age restrictions

Quote: Pepé Le Pew wrote in post #8

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Quote: Poptop320 wrote in post #7

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Mayday breakdown benefits
Dual recovery
If you break down on your way to a site and your car can’t be fixed they will take you to your holiday destination and back home again

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I'd be intrigued to know if anyone on here has ever taken that up.
Or what its take-up rate is more widely, for that matter.
If our car broke down on the way to a campsite somewhere, the last thing I think I'd want to do is to spend a week with a busted car and no means of getting around, never mind the ignominy of turning up at the site on the back of a flatbed truck and being carted off the same way afterwards.
I'd want to get home and get it fixed, and the prospect of spending hours sitting in a cab smelling of fags and Trucker's Tizer making small talk to a Mayday man - no matter how nice he is - doesn't really appeal to me that much.
And besides, what if the Mayday man doesn't like your choice of campsite? Not only would you have to make room for him round the table at breakfast every day, you'd have to put up with him grumbling about spending a week in The Dales when he'd rather have gone to the seaside.
.

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I have searched and thought about the various offers from all of the breakdown providers and have chosen this as a starter this year - As with all insurance policies, one can never be sure how good the cover is until claim time. Let's hope none of need to use them!

Quote: hampshireman wrote in post #3

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We are with the C&CC RAC Arrival for breakdown etc, inc car and van and on continent
Saga is good for van insurance, we find

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